Bargain Betty

Bargain Betty’s money savvy tips

One day sale websites

November9

I’ve always been a bit cynical about the one-day-sale websites that have started popping up here there and everywhere. My first impression was that they were selling a lot of cheaply priced Tat that people didn’t need to buy. There’s certainly an element of people getting too excited over these sites. Grabone.co.nz has more than 50,000 people who “like” it on Facebook.

I have, however, seen the other side of them. I’ve noticed that some of the sites like DailyDo.co.nzoffer services (eg dental work and beauty therapy) and tourism days out at really cheap prices. I went on a Kayak Fishing expedition, which I have written about for the NZ Herald. The other customers had bought their tours from DailyDo.co.nz at half the face price.  If you want to do something like this it’s a great bargain.

McDonalds

November1

As the parent of children I just can’t escape going to McDonalds from time to time.  I’ve found a couple of good bargains recently:

1.  The first is the two for one Cheeseburger and Coffee vouchers printed on the AA Travel Great Kiwi Road Trips maps. These maps are on all the counters at McDonalds restaurants until the end of this month. Just open the map up and cut the vouchers out.

2.  Sausage McMuffins.  My daughter asked if she could have a Sausage McMuffin without the egg recently. I discovered that the sausage McMuffin is $2 cheaper without the egg, and the meal deal is also $2 cheaper. This made it $4.90 for Sausage McMuffin,  hash brown and a kids’ drink. I saved $2 and my daughter was happier.

Dress Smart

October27

I’m a bit of a cynic when it comes to factory outlets. Often it’s cheaper to wait for sales at the high street stores from the same brand. A great example of this is buying red-dot bras from Farmers, which is often cheaper than the Bendon outlet (although there are exceptions to this rule). I went to DressSmart last weekend for my annual t-shirt buying exercise.  Plenty of the shops had enormous sales on.  For example, JK had 30% off its already reduced prices, and I got boys’ pyjamas for less than $10 a pair. What a bargain.   Puma (where I didn’t buy anything) was overrun with people – as it had 50% off existing prices. You do have to be careful. One of the surf shops had a big sign up that said 60% off, and then in little letters RRP, whereas the other shops had huge discounts off the discounted prices.

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Bread making on the cheap

October18

My article from the Herald on Sunday:

Bargain Betty: Breadmaker adds to culinary mix

I love good bread. In fact, a great baguette or fresh Turkish pide pretty much top my list of favourite foods.

The trouble is that I get indigestion at the thought of spending $5 or more on a loaf, which in reality contains little more than flour, water, yeast and oil/fat.

If I acceded to my children’s demands I’d be buying MacKenzie bread at $5.11 a loaf – just for half of it to be left uneaten in their lunchboxes.

Read more:

http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=10681061

Beauty products

October13

I wrote this originally for my MSN column:

Does beauty care need to cost a fortune? And will a $500 moisturiser really make you look 10 years younger than a supermarket brand?

Some weeks ago I wrote about the phenomenal cost of fashion. This week I’ve got the beauty industry in my sights. But it’s going to be a difficult task. Many women would rather cut back on food than save money on their beauty regime.

Newsweek has just published some must-read research on the cost of a lifetime of cosmetic maintenance for the modern diva. The authors estimate that the average American woman spends $449,127 on hair and beauty over her lifetime. Ouch.

Keeping up good skincare is important. But it needn’t cost an arm and a leg. Once, in my early twenties, I asked a consultant dermatologist to advise the best moisturiser to buy — and I didn’t care what it cost. The answer, to my surprise, was E45 Cream — one of the cheapest on the market.

I wouldn’t deny any woman her $50 lippies, La Mer moisturiser, or a trip to the hairdresser for “the works”. If you budget, these can be included as special treats. What you shouldn’t be doing is treating them as everyday purchases if you want to get ahead financially. Try to use up what you have first and then decide which of these items you could save on and which you should splurge on.

Can you, for example, splurge on eye shadows and save money on supermarket-brand mascara, lip gloss and eye pencils?

One area of beauty care where you can save enormously is by doing your own beauty treatments. There’s nothing in a facial or pedicure, apart from the pampering, that you can’t do at home. Try checking out some of these DIY beauty treatments for more ideas.

And it’s possible to shop around and get your beauty treatments done for less. For example, where I live, in an expensive suburb of Auckland, eyebrow threading costs $18. Instead, I get it done for $5 a time when passing through modest Mount Roskill, which I do on a regular basis.

Even better, get your hair or beauty done cheaply or for free at a beauty school. There are heaps of listings in the Yellow Pages.

Thinking outside of the square can save you an awful lot of money over a lifetime. Just lately I’ve started making my own organic shampoo and conditioner thanks to the fact that my children developed mild allergies to soaps and shampoos, and my wallet is severely allergic to the cost of “eco products”. Making my own is both easy and satisfying and the raw ingredients are available over the Internet from websites such as Go Native.

Finally, remember that a big part of the cost of your miracle creams is the marketing, advertising and packaging. Can you do without them? Your wallet would be happier if you did.

Have your say: Do you save or splurge on beauty care?

Repair not replace

September19

I’m a great believer in repairing items rather than replacing them.  It’s often surprisingly easy.  Here are my thoughts on the subject, including strategies, as published in the Herald on Sunday:

Bargain Betty: Repair not replace a cost saving mantra

Arrgh. My keyboard has died, I bleated on Facebook a few weeks ago.

Immediately I hit pricespy.co.nz to find the cheapest replacement and started drooling at the sleek lines of the Microsoft Natural Ergonomic Keyboard 4000 – the latest version of my “dead” one.

In my mind I’d almost made the purchase when my Bargain Betty alter ego kicked in. A cursory inspection of my old keyboard indicated one of the gaggle of 7-year-old boys who hijack my home office to play Mathletics had dropped something sticky between the keys. Nothing more than a nail file was needed to “fix” the 10-year-old keyboard.

From a consumer behaviour point of view, I was……..
www.nzherald.co.nz/index.cfm?objectid=10674420

Sell-by, display-by and use-by dates

September7

Shoppers are often confused by sell-by, display-by and use-by dates.  I saw a programme on TV last night that discussed these dates and really put it into perspective.  Sell-by and display-by dates are dates used by retailers to ensure that the stock is correctly rotated. It’s only the use-by date that really matters. That’s the date when the goods may start deteriorating.  Having said that, many dried products (such as vacuum packed coffee), can last for years past that date. The presenter found, prepared and ate a packet of chowmein that was six years past it’s sell-by date and couldn’t detect any difference to the same product that was within its dates.

Sometimes I’m quite happy to buy short-dated products. You can save a fortune. Nor do I throw out food that is getting near it’s dates. I keep an eye on this in my fridge and simply cook and eat things rather than let them go off.

Check out these links below for more information on product dates:

http://www.nzfsa.govt.nz/consumers/food-safety-topics/food-processing-labelling/food-labelling/fact-sheets/fs-2003-02-date-labelling.htm

http://www.consumer.org.nz/reports/use-by-dates-on-food

Gadgets and widgets at bargain prices

September6

Shop around for gadgets at bargain basement prices.

My latest article in the NZ Herald:

Drop me in the back of a Dick Smith store and I can wile away an hour or two.

Dick Smith and its cousin, Jaycar Electronics, are jam-packed with useful bits and bobs for your camera, phone or computer. But they’re not cheap. If you’re smart you can pay 50 per cent less for many of those widgets and gadgets.

Read more

http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=10671121

The errant keyboard

September2

The spacebar on my Microsoft Natural Keyboard “died” yesterday.  After the initial problem of having to swap the kids’ keyboard with mine so I could continue working, I got to looking at replacements.

It was only after discovering that I’d have to shell out at least $100 to get a new one that I started questioning whether I really needed it. Lo and behold I found that one of the seven-year-old boys that hangs out in my office most afternoons had dropped something sticky down between the keys.  In a jiffy, I’d cleared it with my trusty nail file and now the keyboard, which has outlived three computers, is back in business. Not a cent spent.

STOP PRESS.  Someone commented below that you can put a keyboard in the dishwasher.  I didn’t believe this. But lo and behold there are lots of links:

http://www.google.co.nz/search?q=wash+a+keyboard+in+the+dishwasher&ie=utf-8&oe=utf-8&aq=t&rls=org.mozilla:en-US:official&client=firefox-a

More about flying on cheap airlines

August27

Further to my earlier post about flying Jetstar, I’ve just found some useful links about flying on budget airlines on MSN (which I write for, but these aren’t my articles):

The pros and cons of budget airlines

http://travel.msn.co.nz/destinations/generaltravel/447132/the-pros-and-cons-of-budget-airlines

Top tips for travelling on budget airlines

http://travel.msn.co.nz/destinations/generaltravel/1038442/top-tips-for-travelling-on-budget-airlines

Ryanair to install standing seats

http://travel.msn.co.nz/destinations/europe/1079603/ryanair-to-install-standing-seats

Top 10 tips for saving money on holiday costs

http://travel.msn.co.nz/destinations/generaltravel/571516/top-10-tips-for-saving-money-on-holiday-costs

The economy of flying economy class

http://travel.msn.co.nz/destinations/generaltravel/388369/the-economy-of-flying-economy-class

Another airline to charge extra for legroom

http://travel.msn.co.nz/destinations/generaltravel/1027411/another-airline-to-charge-extra-for-legroom


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